Terms and Conditions

Terms and Conditions of Service

Office of Insurance Commission (OIC). This service contract (hereinafter referred to as the “Agreement”) sets out the terms and conditions for using the Website. https://elibrary.oic.or.th/ or the OIC E-LIBRARY application or any other channels under the supervision and service of Office of the Broadcasting Commission television business and the National Telecommunications Commission (hereinafter referred to as the “Company”) to the service users. (hereinafter referred to as “you” or “service user”)

Therefore, when you use the service through the Company's application, website or other service channels, it is deemed that you, as a service user of the Company, have studied, understood, agreed and willingly agree to comply with the terms and conditions in this Agreement. contract service including the relevant regulations and laws

Article 1 Definition

“Channels of OIC E-LIBRARY” or “The Office of Insurance Commission (OIC)” means the use of services through applications, websites or various channels. that is under the control or supervision of the company

“Products” means books, magazines, whether presented in book form or individually, audiobooks, cartoons, or literary works. or any image created, printed or modified in digital or electronic form. which appeared on Maled's channel

Article 2 Service of the Company

The Company provides services for selling, reading, viewing, listening to or using the Company's products through the Company's website or application. You can receive such services only through channels of OIC E-LIBRARY i.e. via the website https://elibrary.oic.or.th/ or via the company's application which you can download from the company. Provide other services such as Apple or Google through your communication device such as a mobile phone, tablet, or any other future device that can access or use the Application. (hereinafter referred to as the "Service").

You can obtain the services of the Company by using encouragement in exchange for products and services. that the Company can provide or provide services including products and various literature under the conditions specified by the company However, you will receive service. or by other means specified by the company

Article 3 Access to the Company's Services and Creation of Service Accounts

3.1 Users who use the Company's services must apply for a service account with the Company by registering a Username and setting a password, including providing various information. related to oneself that is correct, complete and truthful through registration on the Company's website and/or application, as well as having to correct the account information to be accurate and up-to-date at all times or in the event of a change

3.2 The user is obliged to keep his Username and Password confidential. and prevent others from accessing or misusing their account. The service user agrees that after using the service of the company on various channels finished The user will log out immediately to prevent theft or password theft. If any damage occurs to you, your Username and/or Password, the User agrees to be liable for all damages himself.

3.3 Your password as a user of security must contain at least 6 characters and must contain capital letters. Lowercase letters, numbers and at least 1 special character in case your password is too simple or strong. until causing the theft or theft of passwords You agree to be responsible for any damage caused by yourself.

3.4 For registering for a service account with that company You must be at least 20 years of age or a person of legal age who can legally enter into a contract that binds you. In the event that you are under 20 years of age or not a person of legal age. The company has the right to request evidence of consent for applying for a service account from a parent who has the authority to act on your behalf. If the company has requested documentary evidence of such consent Parents refused consent. or you are unable to provide proof of parental consent The company is obliged to refuse membership or cancel your membership.

3.5 In the event that the Company finds that any service user provides false information The company reserves the right to suspend or revoke the account. or suspend your use of the service immediately and is considered a cause of breach of contract You are responsible for all damages arising from such actions. both civil and criminal

3.6 You agree not to authorize or be associated with or allow any person other than the user account owner. Use your account or another person's account. whether in whole or in part If the Company detects such incidents or determines that the use of such accounts is contrary to this Agreement or any of the Company's terms and conditions, the Company has the right to revoke or suspend the use of your account and all related users of such users. including termination of the contract without refund or encouragement

3.7 If it is found that someone else has accessed your account without permission from the Company. You are obliged to notify the Company immediately, provided that the Company has exercised reasonable expertise and caution. The company reserves the right not to be liable for any damages. including damage caused by the user's user account or password

Article 4 Terms of Service

4.1 You agree to use this service for personal benefit only. Not for business or commercial benefits, either directly or indirectly. unless otherwise agreed with the Company

4.2 You agree that To access services and products under the control and supervision of that company Must be done through channels and methods provided by the Company only.

4.3 You agree not to take any action. which violates the Company or damages the Company for any reason, such as copying, replicating, modifying, or distributing products contained on the Company's website or application; Reverse engineer, code, modify, modify, or otherwise do so with the Company's service systems or applications to gain unauthorized access to the Company's services or products. or use software or applications not provided by the Company to use the Services under this Agreement. or try to act or assisting another person in an act that violates the terms and conditions under this contract, unless there is an agreement with the company otherwise.

4.4 You acknowledge and understand that using the services of that company It is your responsibility to provide yourself with electronic equipment related to the Service (such as computers, mobile phones, Internet signal, etc.), and be responsible for all necessary expenses by yourself (such as telephone bills, internet bills, etc.).

4.5 You understand and agree that While using the services of this company it is necessary to use resources from your terminal device and bandwidth. which may incur expenses which you agree to be responsible for such expenses

4.6 You understand and agree that You may not use the Company's products or store them outside of the channels provided by the Company, such as bringing in other accessories. used to access the company's products unless authorized by the Company

4.7 If you breach any of the Terms of Service set forth in Section 4, to be deemed to have breached the contract And the company has the right to suspend or revoke the account. Or suspend your service immediately. The company has the right not to return the encouragement. any fees or charges to you in the event of damage You are obligated to indemnify the Company for all damages arising from such breach.

Article 5 Restriction of Use

5.1 You undertake not to perform any of the following actions or actions through the Company's website and/or application.

(a) take any action that infringes the rights of others; Violate any contract or legal obligation you have with other people, violate the law, public order or good morals, such as by distributing, transmitting, or distributing content that contains content that poses a threat to national safety. destroy the stability of society Content that is defamatory, defamatory, vulgar, obscene, etc.

(b) infringement of copyright or intellectual property rights trade secret and the rights of the company, the company representative, the owner of the copyrighted work or another person This includes but is not limited to submitting files that infringe copyright or contain or involve copyright infringement. providing user account information or forward the service account to another person Any unauthorized distribution or distribution of copyrighted material. Publishing copyrighted material to the public media

(d) Distribute, transmit, share advertising content and junk information.

(e) take any action to make available any viral media; or computer code Any other data file or program designed to destroy Interfere with or limit the normal use of the Service or the Website and/or the Application or the computer software or hardware.

(f) any other acts which are contrary to law

5.2 If you violate the conditions of clause 5.1 that cause you to be touched by any person or government agencies or any other relevant agency to sue or claim damages or ask the company to cooperate in doing so. You will be responsible for any damage caused and will be caused to the Company. including damage caused to all other persons

5.3 You agree not to use the Company's products and services. including the reputation of the company in connection with or used for political activities For any reason, in the event that you violate such agreements causing damage to the company The Company has the right to temporarily suspend your account or revoke your account without prior notice. including the right to claim any damages arising from such violations

Article 6 Limitation of Liability of the Company

6.1 The Company reserves the right not to guarantee that The company's services will meet your needs. and will not be disturbed or free from errors or defects of any kind. including no guarantees that any content or information The results obtained from using the Company's website and/or applications are accurate, reliable, or the quality of the publications or services of the Company will meet your expectations. You are solely responsible for using the Company's services. It is deemed that the use of the Company's services is at your discretion. and you will be liable for all damages that may occur as a result of accessing such services.

6.2 You agree and agree that The company's services depend on technology. conditions and various environmental factors while serving The company will use its best efforts to provide you services. The company reserves the right not to be liable for damage. or defect arising from the following events:

(a) Damage by computer viruses, Trojan horses or other malicious programs and attacks, acts of hackers;

(b) Any action arising from the instability of the Internet system, connection, equipment or third parties that are beyond the Company's control to gain unauthorized access to the system. Damage to data or programs Disrupting the operation of a computer system or network Unauthorized access to a system or network and information espionage

(c) you breach the terms and conditions of this Agreement, for example allowing another user or other person to access his/her account.

(d) other events that the Company cannot control or foresee in advance.

6.3 You understand and agree that Use of the Services under this Agreement may contain links to other websites or other resources. The Company has no control over those websites and resources, and therefore reserves the right not to be liable for any damage or loss. arising out of such websites and resources and not responsible or be held liable for the content, advertising, products and services or any other content appearing on or through such websites or resources. The Company is not responsible and has no obligations with respect to information and communications with other websites. which are linked to the websites and/or applications of such companies Links to other websites are provided for your convenience only. You are responsible for understanding the rules and conditions of the websites you visit. including various damage self-made

6.4 The company reserves the right not to be liable for damage. defect or any loss arising from force majeure events that cannot be predicted, prevented or avoided This includes but is not limited to natural disasters, fires, floods, earthquakes, epidemic outbreaks, storms, wars, riots, political activities, etc.

6.5 You agree and agree that The Company is not responsible and free from any obligations. In the event of business suspension or termination service system or a contract between the company and the owner of the publication or other person Including the company is not responsible for damage caused by your inability to use or access the company's services. Loss of data or costs from encouraging or purchasing the company's products or for any action on the Company's website and/or applications. caused by the aforementioned

Article 7 Advertising

7.1 You agree that while receiving the Service You agree that the company offers advertisements. public relations or disseminate information both business and non-business information This may be done by the Company itself or its agents or by third parties representing the Company. which changes the pattern Methods and scope of such advertising The Company can proceed without prior notice to you.

17.2 You agree and agree that It is your responsibility to determine the accuracy and reliability of the advertising information displayed on the Company's website and/or application by yourself. and are responsible for any actions of you according to that advertising information The company reserves the right not to be responsible for any damage. arising out of your actions in connection with any advertisements or content posted by the advertiser.

Article 8 Treatment of personal information of service users

The Company attaches great importance to maintaining the privacy of its users as the first priority. and will protect your privacy and personal information provided to the Company and the Company has collected it appropriately in accordance with The Company recommends that you carefully review and understand the Personal Data Protection Policy. The Company may collect, use or disclose personal information to carry out the scope of the purposes set forth under the Personal Data Protection Policy. This may include using it for marketing, advertising or other service purposes. that may be of interest to you

Article 9 Intellectual Property

9.1 Any products provided under the Company's services, such as text, text, graphics, logos, sounds, images, videos, computer software, graphic tables, including any information which can be accessed through the channels of OIC E-LIBRARY or https://elibrary.oic.or.th/ via the Company's website and/or application It is the Company's intellectual property and/or the Company is legally authorized to use the right from the person who has the right to use such content to provide services through the Company's website and/or application. And the company is protected under the intellectual property laws of Thailand and abroad.

9.2 You agree and agree that To purchase or download any products and/or content through the services of the Company's website and/or applications. You are not entitled to any ownership of any copyright or intellectual property in any such product and/or content.

9.3 You agree to comply with intellectual property laws and other laws. related including various regulations appearing on the Company's website and/or application and will not modify, modify, duplicate, copy, transmit, use reverse engineering to reproduce, display, participate in the distribution, distribution or commercial gain by any means. which products and/or any content appearing on the website and/or application of the company Either in whole or in part Unless expressly authorized by the Company or the legal right to such products and/or content. or in the case of exceptions by law

If the Company finds a violation of the law within the Company's website and/or application The company has the right to consider various measures and take action against you. your account and infringement immediately as the Company deems appropriate in order to deter damage

9.4 If any service user violates or fails to comply with Article 12 in any way The company has the right to terminate the service and request to terminate the contract with that user. and the company reserves the right not to refund any fees or service charges that the aforementioned service users have already paid In addition, the Company has the right to demand that such service users pay compensation to the Company. The company has the right to prosecute the user according to the law.

Article 10 Termination of Contract

10.1 The Company reserves the right to suspend, cancel or delete your account. including access to any services of yours without prior notice If the company finds that the following events occur

(a) you violate or any action contrary to the terms and conditions of this contract

(b) you provide false personal information to the Company in order to register for membership and/or to use the Company's services.

(c) the company has a necessity to terminate the service under the court order. or a competent government agency or as announced by law or there is any other reason necessary to prevent damage to the Company

(d) the Company has reason to terminate the service due to safety or other necessary circumstances.

10.2 In the event of termination of the Agreement due to the reasons stated in Clause 10.1 (a) and/or 10.1 (b) above, the Company reserves the right to provide all services to you in all cases. arising from the cause of the termination of the said contract You will be responsible for indemnification for all damages incurred in full. This includes any damages or costs. that happened to the company as well If the compensation for damage does not cover all damage incurred to the company The company has the right to take legal action to demand that you continue to pay damages plus interest.

Article 11 Change of Contract Conditions

11.1 In case of necessity The company has the right to amend the terms of this contract. You can check the latest amendment to the contract at the company website.

11.2 After the amendment of the terms of this Agreement If you continue to receive the services of the company You are deemed to have accepted the amended terms. But if you do not accept or do not agree with the amendment of such terms, you can stop using the company's service immediately.

Article 12 Governing Law and Jurisdiction Court

12.1 This contract is made at Muang District, Samut Sakhon Province, Thailand.

12.2 The interpretation and enforcement of this Agreement shall be in accordance with the laws of Thailand and all disputes. arising out of or in connection with this contract to be under the jurisdiction of a court having jurisdiction

12.3 In the event that any of the provisions of this Agreement or any of the provisions of this Agreement are unenforceable or void for whatever reason It shall be deemed that other terms and conditions This contract remains in full force and effect.

Article 13 Contacts

If you have any comments or suggestions About the company's services, you can contact via the company's website, e-mail - the company is ready to take care of you with pleasure and service.